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Expect More from Your Life Insurance Policy
Many people associate life insurance with helping to meet very basic needs like paying for a funeral and other final expenses.
If you plan properly, life insurance can meet these needs and so much more. The coverage is too important to put off. Learn more about Universal
Life.

Windshields — Repair or Replace?
Flying gravel has a knack of finding your windshield's weak spot, leaving behind a pitted, round indentation. Water and
extreme temperatures will compound the problem causing cracks to expand and stretch across your windshield. Whether it’s
small crack or rock-chip bull’s eye, don’t ignore the problem.
Should you repair or replace the windshield? Find out.

Lessons from Superstorm Sandy: Steps Every Homeowner Should Take
Superstorm Sandy shattered lives and damaged property. Fortunately, there are steps you can take to protect your property
against the damaging effects of wind and water. By taking these steps now, you stand the best chance of getting your life
back in order after a disaster. Learn eight important lessons for getting through severe weather.

*Life insurance and annuity products are not available in New York.
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