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Please read our blog about a wide variety of insurance topics. Please feel free to ask us any questions.

The Importance of Reviewing Your Life Insurance Policy

You have likely already completed the hard part – putting a life insurance policy in place. However, it’s imperative you review your policy (or policies) at least once a year. The review will protect you from paying more than you need to, allow you to increase your coverage, or convert a term life insurance policy to a whole life insurance policy.  Why Review Your Life...

What Does Commercial Umbrella Insurance Cover?

Your business is protected by your business insurance – but is it enough? A commercial umbrella insurance policy provides coverage when a claim exceeds the limits of your other policies. This type of policy is typically quite affordable and offers a critical level of protection against losses from substantial claims or lawsuits.  Do You Need Commercial Umbrella Insurance? A liability claim filed against your business...

What Is An Umbrella Policy?

I’m a safe driver. I don’t do risky things. Someone I know would never sue me. When it comes to truly terrible events, many people have the “it can’t happen to me” mentality. However, by simply driving a car, owning a home, or entertaining friends, the possibility exists that a tragic accident could occur… and potentially, a costly lawsuit. Many people mistakenly believe that only...

Do I Need Boat Insurance for a Non-Motorized Boat?

Depending on where you live, you may not be legally required by the state to carry boat insurance for a non-motorized boat, but that is not the only reason to insure your boat. If you have invested in a sailboat, kayak, canoe, or RIB (rigid inflatable boat), boat insurance will protect your investment if the watercraft is damaged during an accident. It should also protect...

Introducing the YourTurn Program

Our roads are full of distractions that lead to unsafe driving behaviors, especially for young drivers. Every year, distracted driving causes thousands of deaths in the U.S. That’s where our driving safety app, YourTurn®, comes in.1 By measuring certain criteria such as speeding, hard braking, and phone usage, the YourTurn program helps to make drivers of all ages more aware of their driving behaviors and...

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